Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.
　At school the children are taught to add up and subtract(減法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.
　Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.
　As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”
　The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.
【小題1】The passage is mainly about _____________.

A．how to manage school lessonsB． teaching young people about money　
C．how to deal with the financial crisisD．teaching students how to study effectively
【小題2】It can be inferred from the first two paragraphs that __________.
A．laws on financial education have been effectively carried out
B．pupils should not be taught to add up and subtract
C．students have been taught to manage their finances
D．the author complains about the school education
【小題3】The website and the consumer campaigner joined to _________.
A．instruct the pupils to donate their pocket money
B．promote the connection of schools and families
C．a(chǎn)sk the government to dismiss the parliament
D．a(chǎn)ppeal for the curriculum of financial education
【小題4】A poll is mentioned to ___________.
A．show the seriousness of the financial recession
B．stress the necessity of the curriculum reform
C．make the readers aware of burden of the parents
D．illustrate some people are strongly against the proposal


【小題1】B
【小題2】D
【小題3】D
【小題4】B

解析試題分析：本文主要是關(guān)于青少年理財(cái)?shù)囊恍┙榻B。作者抱怨學(xué)校的教育，強(qiáng)調(diào)課程改革的重要性。
【小題1】主旨題，通讀全文就可以找出答案。本文主要是關(guān)于青少年理財(cái)?shù)囊恍┙榻B。選B
【小題2】作者態(tài)度題：閱讀前兩段，從第二段就可以看出作者的態(tài)度是抱怨學(xué)校的教育。選D。
【小題3】細(xì)節(jié)題：從文中第三段的第一句中Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可以找出答案選D。
【小題4】細(xì)節(jié)題：從文中最后一段最后一句話In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.可以看出是強(qiáng)調(diào)課程改革的重要性。選B
考點(diǎn)：考查教育類短文
點(diǎn)評(píng)：本文考查細(xì)節(jié)題為主，細(xì)節(jié)題可以在文章中直接找到與答案有關(guān)的信息?或是其變體。搜查信息在閱讀中非常重要它包括理解作者在敘述某事時(shí)使用的具體事實(shí)、數(shù)據(jù)、圖表等細(xì)節(jié)信息。在一篇短文里大部分篇幅都屬于這類圍繞主體展開(kāi)的細(xì)節(jié)。做這類題一般采用尋讀法?即先讀題，然后帶著問(wèn)題快速閱讀短文，找出與問(wèn)題有關(guān)的詞語(yǔ)或句子，再對(duì)相關(guān)部分進(jìn)行分析對(duì)比，找出答案。

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科目：高中英語(yǔ) 來(lái)源：2013屆浙江省寧波市鄞州區(qū)高三5月適應(yīng)性考試英語(yǔ)試卷（帶解析） 題型：閱讀理解

Surprises often come in boxes. Birthday presents wrapped in colorful paper, brown paper packages mailed from a friend. No matter what kind of box it is, people like to open it up and see what's inside. In America, and in many other countries, one special kind of box contains the future. It's called a ballot box. What people put into the box on election day can change the course of history.
Elections are the lifeblood of a democracy. The word democracy literally means "the people rule," an important concept in American history. In the mid-1700s, England began passing laws that made the American colonies angry. The colonists had to pay more and more taxes and enjoyed less and less freedom. They felt the government of England didn't represent their interests. On July 4, 1776, the colonies declared their independence from England. They wanted to establish a democracy where people could have a voice in government.
An effective democracy holds regular elections. In America, elections are held every two years for members of Congress. In these elections, all seats in the House of Representatives and one-third of the Senate seats are up for grabs. In addition, every four years, voters go to the polls to elect the nation's president and vice-president. Voters also regularly cast their ballots for state and city government leaders and local school board members. Sometimes they also have to vote on a proposed law.
In the American electoral system, people don't really vote for presidential candidates. Instead, voters cast their ballots for "electors" who support each candidate. Each state has as many electors as the total number of its representatives in Congress. This equals two senators per state plus the number of its representatives in the House (which is based on the state's population). The candidate who has the most votes in a state wins all of the state's electors. To win the presidential election, a candidate must gain at least 270 of the 538 total electoral votes.
Over the years, the U.S. has made a number of election reforms. Some early reforms outlawed cheating, giving bribes and threatening voters. They also limited the amount of money candidates could receive from donors and spend on their campaigns. In 1870, black people gained the right to vote, and in 1920, that right was extended to women. In recent decades, laws against unfair rules for voting have been passed. No longer do people have to pay a special tax or pass a test in order to vote. In 1971, the voting age was lowered to 18. Other reforms made voting easier for the blind, the disabled and people who couldn't read. In some areas, ballots had to be printed in languages besides English.
In November, Americans will again elect those who will represent them in government. Although some citizens aren't even registered to vote--and some registered voters don't bother to go to the polls--most Americans exercise their right to vote. They realize that their future is wrapped up in a special package--the ballot box. It's a package that must definitely be "handled with care."
【小題1】According to the context, what does a “ballot box” mean in Chinese?

A．彩票箱B．投票箱C．禮品箱D．保險(xiǎn)箱
【小題2】Democracy means that ____.
A．People couldn’t have a voice in a government.
B．In America, elections are held every four years for members of Congress.
C．Democracy is the lifeblood of elections.
D．Basically “ the people rule”, and it’s very important in American history.
【小題3】How will the votes distributed if Romney got 20 votes while Obama received 17 votes in California in the election?
A．Romney will win 20 votes in California.
B．Obama will win 20 votes in California.
C．Romney will win 37 votes in California.
D．Obama will win 37 votes in California.
【小題4】 Which one is RIGHT about election reforms?
A．People have to pay a special tax to vote.
B．There are bribes and threatening in elections now.
C．People above eighteen years old can vote now.
D．The disabled or the blind have tough access to voting.
【小題5】 What’s the main idea of this passage?
A．Birthday boxes in the U.S. B．Election systems in the U.S.
C．Election reforms in the U.S.D．Democracy in the U.S.

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閱讀下面短文，并按照題目要求用英語(yǔ)問(wèn)答問(wèn)題（請(qǐng)注意問(wèn)題后詞數(shù)要求）。

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3.Can the people in Germany burn too much coal? (within 1 words)

                                                                                            

4.When did the “Green “movement begin? (within 3 words)

                                                                                           

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Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.

　At school the children are taught to add up and subtract(減法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

　Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

　As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

　The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.

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A．how to manage school lessons             B． teaching young people about money　

C．how to deal with the financial crisis          D．teaching students how to study effectively

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A．laws on financial education have been effectively carried out

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C．students have been taught to manage their finances

D．the author complains about the school education

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A．instruct the pupils to donate their pocket money

B．promote the connection of schools and families

C．a(chǎn)sk the government to dismiss the parliament

D．a(chǎn)ppeal for the curriculum of financial education

4.A poll is mentioned to ___________.

A．show the seriousness of the financial recession

B．stress the necessity of the curriculum reform

C．make the readers aware of burden of the parents

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A．employees should delete their own emails at once to keep them secret

B．a(chǎn)n employer’s email policy may protect the employees’ privacy

C．nobody can help solve the problem of office privacy

D．a(chǎn)n employee may feel troubled by being monitored in the office

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