Laws that would have ensured pupils from five to 16 received a full financial education got lost in the ‘wash up’. An application is calling on the next government to bring it back.

　At school the children are taught to add up and subtract(減法) but, extraordinarily, are not routinely shown how to open a bank account — let alone how to manage their finances in an increasingly complex and demanding world.

　Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England. Children from five to 16 should be taught about everything from pocket money to pensions, they say. And that was exactly the plan preserved in the Children, Schools and Families bill that was shelved by the government in the so-called “wash-up” earlier this month — the rush to legislation before parliament was dismissed. Consumer and parent groups believe financial education has always been one of the most frustrating omissions of the curriculum.

　As the Personal Finance Education Group (Pfeg) points out, the good habits of young children do not last long. Over 75% of seven- to 11-year-olds are savers but by the time they get to 17, over half of them are in debt to family and friends. By this age, 26% see a credit card or overdraft(透支) as a way of extending their spending power. Pfeg predicts that these young people will “find it much harder to avoid the serious unexpected dangers that have befallen many of their parents' generation unless they receive good quality financial education while at school.”

　The UK has been in the worst financial recession(衰退)for generations. It does seem odd that — unless parents step in — young people are left in the dark until they are cruelly introduced to the world of debt when they turn up at university. In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.

1.The passage is mainly about _____________.

A．how to manage school lessons             B． teaching young people about money　

C．how to deal with the financial crisis          D．teaching students how to study effectively

2.It can be inferred from the first two paragraphs that __________.

A．laws on financial education have been effectively carried out

B．pupils should not be taught to add up and subtract

C．students have been taught to manage their finances

D．the author complains about the school education

3.The website and the consumer campaigner joined to _________.

A．instruct the pupils to donate their pocket money

B．promote the connection of schools and families

C．a(chǎn)sk the government to dismiss the parliament

D．a(chǎn)ppeal for the curriculum of financial education

4.A poll is mentioned to ___________.

A．show the seriousness of the financial recession

B．stress the necessity of the curriculum reform

C．make the readers aware of burden of the parents

D．illustrate some people are strongly against the proposal

 

【答案】

1.B

2.D

3.D

4.B

【解析】

試題分析：本文主要是關(guān)于青少年理財(cái)?shù)囊恍┙榻B。作者抱怨學(xué)校的教育，強(qiáng)調(diào)課程改革的重要性。

1.主旨題，通讀全文就可以找出答案。本文主要是關(guān)于青少年理財(cái)?shù)囊恍┙榻B。選B

2.作者態(tài)度題：閱讀前兩段，從第二段就可以看出作者的態(tài)度是抱怨學(xué)校的教育。選D。

3.細(xì)節(jié)題：從文中第三段的第一句中Today the parenting website Mumsnet and the consumer campaigner Martin Lewis have joined forces to launch an online application to make financial education a compulsory element of the school curriculum in England.可以找出答案選D。

4.細(xì)節(jié)題：從文中最后一段最后一句話In a recent poll of over 8,000 people, 97% supported financial education in schools, while 3% said it was a job for parents.可以看出是強(qiáng)調(diào)課程改革的重要性。選B

考點(diǎn)：考查教育類短文

點(diǎn)評(píng)：本文考查細(xì)節(jié)題為主，細(xì)節(jié)題可以在文章中直接找到與答案有關(guān)的信息?或是其變體。搜查信息在閱讀中非常重要它包括理解作者在敘述某事時(shí)使用的具體事實(shí)、數(shù)據(jù)、圖表等細(xì)節(jié)信息。在一篇短文里大部分篇幅都屬于這類圍繞主體展開的細(xì)節(jié)。做這類題一般采用尋讀法?即先讀題，然后帶著問題快速閱讀短文，找出與問題有關(guān)的詞語或句子，再對(duì)相關(guān)部分進(jìn)行分析對(duì)比，找出答案。

 

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