Most American students have said goodbye to fancy（高檔的）fruits these days．In school canteens across the country，cheaper fruits like apples and oranges have taken their place．

“People are afraid to spend now，”said Linda Morrow，who owns a shoe and handbag store．“They don’t know what the future will bring．”During the financial（金融的）crisis（危機），several of the country’s biggest banks have been sold or closed．This has made lots of Americans afraid to buy expensive things．

Samira Marino，a restaurant owner in Miami，has found everyone is ordering water instead of juice and more people are sharing meals．In more than two-dozen interviews with The Associated Press（出版社）across the country last month．Americans talked about their concerns，from worries about small businesses to doubts（懷疑）about simply making ends meet（維持生計）．

The crisis began last year．Experts（專家） think it was because US banks lend money too easily．Last year a lot of people and companies，who borrowed money，have found themselves unable to pay it back．As a result，the banks had no money to pay back the people who put their money in the banks．Since the banks borrowed money between themselves and even across borders（國界），the whole world was in trouble．This month the US government agreed on a$700 billion plan to try to save the financial market．But no one is sure whether it will help or not．President Obama has warned it will take some time．Last week top finance officials from 20 countries promised to work together to find a way out of the money trouble．

（    ）1．Why are people in the US afraid to spend?

A．Because they think it’s unnecessary．

B．Because they don’t have the habit of spending money．

C．Because they worry about their future．

D．Because they don’t have enough money．

（    ）2．The underlined word“concerns”probably means______．

A．worries                B．conditions            C．hobbies                  D．experiences

（    ）3．The fourth paragraph mainly______．

A．tells what it is like in a crisis

B．explains why there is a crisis

C．warns people of the danger of the crisis

D．a(chǎn)sks people not to borrow money from banks

（    ）4．People feel______．a(chǎn)bout the US plan to save the market．

A．satisfied               B．doubtful（懷疑的）       C．hopeless                 D．a(chǎn)ngry

（    ）5．The best title for the story is______．

A．Ways to make ends meet

B．The money problem facing the world

C．Healthy fancy fruits

D．The art of borrowing money