American parents usually think that their child should not have more pocket money than the children with whom he regularly connects, even if they are wealthier．But neither are children expected to compare with the richer if a large family, heavy responsibilities, or other conditions make it necessary to give a child less spending money than is customary （慣例的）in the neighborhood．
Whatever the pocket money is, its entire use is not controlled by the parents, because a child learns to use money correctly only through dealing with it himself．If a seven-year-old child gets a quarter as a week pocket money and is made to put it all in his piggy bank to save it up, he gets no idea what the real use for the money is．He gets the shiny coins and they soon disappear．
The idea of a bank account is too early for so small a child, although he can be made to understand and enjoy saving his coins—not all of them, only a part of what he receives—to buy something he especially wants．By the time he is eight he is old enough to take part in the opening of his own savings account, parents may take him to the bank, open a savings account for him and encourage him to put a certain quantity or any checks he receives as gifts into the bank and watch his bank savings grow as entry by entry（存入） is made．
He will be saving, earning, and spending suitable quantities all along in order to learn how to manage money and to keep him in a favorable position with his friend．The boy who can't join his fellows in a sweet shop once in a while, because he has to save every cent he gets or earns for some big unknown project his parents have chosen for him, is a sorry child．
【小題1】Choose the best exolaration for the underlined part in the second paragraph.

A．It is a kind of bank run by children．
B．It is a contralre in the shape of a pig for saving coins.
C．It is a certain place in which pigs are raise．
D．It is a bank whose building looks like a pig
【小題2】Which of the following statements is TRUE?
A．Most of the rich people in America give children much pocket money．
B．American children usually have their bank accounts until they are eight．
C．American parents seldom care for their children's spending money．
D．American children begin to learn how to manage money when very young．
【小題3】Suppose an 8-year-old child receives 10 dollars as his birthday gift, he may probably ____．
A．spend the money on the things he wants
B．compare the gift with that of his friend
C．have most of it saved in the bank
D．put all the money in his piggy bank
【小題4】Why does the writer think the boy is a sorry one if he saves every cent he gets or earns?
A．Because he can not manage his money and is kept himself in an unfavorable position
B．Because he can not join the fellows in a sweet shop once in a while
C．Because he can not learn the use of money through spending it himself
D．Because he can not have any other choice but save, earn of spend money


【小題1】B
【小題1】D
【小題1】C
【小題1】A

解析

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