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Maybe you always wonder why your pocket money disappeared so quickly. Well, this may be 1.______ you don’t have a careful plan. If you try a budget(預(yù)算)for your pocket money, you will find you can stop money from going so fast.

A budget is a plan to control where your money_2.______. Careful budge can help you save for the things you want but can’t pay for just now.

Useful or not? Look at the following before you start your budget：

Every week there are things we have to pay for, _3.______ school lunches and buses. There are also things we would like to spend money on—Just for fun！ All these are 4._______ expenses.

Since we can’t have money for everything, we have to make_5._____. We need to ask if we really need something or just want it. Needs(必需品) are6._____ you must have in order to live, like food and water. Wants are things you would like to have or do, but not necessary. For example, CDs and cartoons.

7.______ what you must spend on needs—and if there is money left, you will save for things you really want. This is 8._____ a budget.

If you don’t have enough money for what you need, you may have to give up one for the other.

No budget is fixed. Keep an eye on__9.____. Maybe you wanted a cartoon book but now you want an MP3___10.___. Your needs may change into wants, or your wants may change into needs.

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